Cyber risk is the risk of damage due to failure in your information technology systems. It covers finances, reputation, and disruption of any kind. It’s not a new concept, but it seems to be regarded by many as something for big businesses to worry about. Just think: how would your customers and employees feel if some or all of your confidential information was leaked? It’s a nightmare scenario, but so many small businesses don’t think it concerns them. I’m not a big target, they think. I don’t need to worry that much about cyber security. That’s the wrong way to think about it.